Use your free First South VISA check card to access your checking account anywhere VISA is accepted to pay for purchases. Or use it at any First South ATM 24 hours a day to make deposits and withdrawals, check your balance and make transfers. The amount is deducted directly from your checking account. You have the convenience of a credit card, but without the interest charges. The check card can also be used as your ATM card for easy convenience. The fee for using a foriegn ATM is $1.50* per transaction, plus any surcharge the ATM's financial institution may charge.
New Changes for Check Card Holds
Recently First South changed how we process check card transactions. The biggest change that effects your account is the use of authorized holds. Now when you use your check card to make a purchase, the needed funds are placed on hold, meaning it is no longer part of your available balance. That way, the money is there to clear that transaction when the item is presented for payment. To avoid this affecting your account negatively, use a credit card for buying gas, reserving hotel rooms or rental cars or ask the merchant how much the pre-authorized hold amount will be and place additional funds in your checking account to cover it.
Use your free First South ATM card to access your checking account at a First South ATM 24 hours a day to make deposits and withdrawals, check your balance and make transfers. Also, use it to get cash at most ATM's worldwide. There is no charge when you use a First South ATM. The fee for using another ATM is $1.50* per transaction, plus any surcharge the ATM's financial institution may charge.
You can have your payroll or government checks deposited directly into your account. And, with free automatic deduction we can make your monthly mortgage, loan, insurance and savings payments at no extra charge. 
