For the business that performs infrequent transactions, we offer a basic business savings account. Features Include:

Federal Insurance protection up to $100,000 No monthly service fee 6 transactions a month at no charge; only $1 per transaction after 6 No hidden fees Free touch tone phone access 24 hours a day, 7 days a week Online banking access $25 minimum balance requirement

Call today or e-mail us for more information today!

Does your organization escrow or hold funds for its customers or employees? Let First South provide you with the convenience, liquidity, and security of our no-cost checking or savings escrow accounts. Call First South at 380-7400 or e-mail today for more information.

Why park excess liquidity in a low or no yielding deposit product? First South gives you a no-cost alternative that pays you big! With a minimum deposit of $2,500, you get:

Bonus interest paid for balances above $25,000 and $100,000 Dividends paid monthly No risk of loss of principal and interest Insured safe to $100,000 Free Convenience Checks Unlimited deposits Up to 6 withdrawals per month Online banking access 24 Hour AudioLine access via touch tone phone

Does your business require the added security of diversifying its investments? Then look no further. First South offers certificates designed to help meet the financial goals and objectives of your business. Choose from a variety of investment options:

Flexible terms from 90 days to 5 years Monthly or Quarterly dividend checks if required Federally insured safe up to $100,000 Highest rate guaranteed Minimum Investment $95,000 Credit Union membership for your employees

Call today to speak with an investment representative at 901.380.7400.

First South provides your organization with some of the best financial services in the market place.

If you currently do not have the services of a credit union available to your organization, find out more about the benefits of this exciting service available at no cost to you.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires financial institutions to obtain, verify and record information that identifies each person.

What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver's license or other identifying documents.