Offering the benefit of a credit union is one of the best "fringe benefits" you can provide. Your employees will look forward to hearing more about what the credit union can do for them. And this is one employee benefit that works very hard at being just that. A real benefit. And best of all, you can partner with First South to offer many additional employee benefits no cost or risk to your organization.

If any of your employees live, work, worship or attend school in Shelby, Tipton, Fayette, DeSoto, Marshall, Tate and Tunica counties they are elegible for membership.

Online Banking – that's internet based for access anytime, anywhere. Easy access to membership – just a $25 minimum balance in a Share Savings Account and a $10 one time membership fee* Great Low Car Loan Rates FREE Direct Deposit / Payroll Deduction Full Service Mortgage Department with great rates on all types of mortgage products.

BENEFITS FOR YOUR BUSINESS AS WELL AS YOUR STAFF!

First South can also provide your business with:

Business checks, deposits and more	HSA (health savings accounts) Options
Health Insurance and other benefits solutions	Payroll services and ACH Origination
Merchant Card Services	Remote Deposit Capture
EFTPS	Business Investments
And much more!

For more information on how we can help your staff and your business, please contact our Small Business Officer at 901.380.7562 or at ncathey@firstsouth.com.